Health Insurance for a
Healthier Lifestyle
Providing affordable health insurance for individuals and businesses including dental, prescription, vision and hearing.
Health Insurance & Medicare Advantage
Comprehensive health insurance and Medicare Advantage plans provide robust coverage for businesses and individuals, ensuring quality healthcare access and financial savings.
Medicare Supplements
Complement your Medicare coverage with supplemental plans that fill gaps in coverage, providing financial security and peace of mind for unexpected medical expenses.
Dental, Vision & Prescriptions
Affordable and inclusive plans that cover essential dental care, vision services, and prescription medications, promoting overall health and well-being for employees and their families.
Affordable plans for all budgets.
Everything may be bigger in Texas, but it doesn’t mean your health insurance costs has to be. We are based in Texas, and we offer comprehensive, flexible plans that fit most any budget.
Start getting better
benefits now.
When you turn 65, there are so many questions regarding Medicare, Medicare Advantage, Medicare Supplement, Medigap. What is Part A and Part B in Medicare and so many more questions. It can all seem so confusing. At our agency, we can answer all your questions and help you navigate through the process. We make insurance easy. Medicare Advantage plans may include options such as:
- We offer all the major national carriers
- $0 or low monthly premium
- Large network of doctors, hospitals and pharmacies.
- $0 primary care visits.
- $0 generic prescriptions.
- $0 medical and dental deductibles
- $0 routine vision and hearing coverage, with eyewear and hearing aid allowances
- Quarterly allowances on most plans for over-the-counter items, like vitamins and medicines
Frequently Asked Questions
Texas does not require any company to offer health insurance benefits, although the Affordable Care Act (ACA) does. But not all companies are under the health care mandate. If your company has 1 to 50 full-time employees, you do not have to provide them with health insurance. However, offering coverage will make you a more attractive employer to employees evaluating their options.
Currently, we can serve businesses with a minimum of 2 employees and 5 total enrollees and as many as 500.
First, identify your objectives and budget. Instead of working with a broker or third-party administrator, consider working directly with us to streamline the process. You do not need to wait until your existing plan cycle ends either. Our team will help you transition mid-year if needed.
Your costs will depend on what percentage of employee premiums you will cover, how many employees choose to participate, and if you will pay for employees only or employees and their dependents. The type of plan you provide will also influence costs (and your employees’ costs).
Clients Love
What Texans are saying about us
Thank you for everything that you’ve done for me! You made what could have been a difficult and stressful insurance process into one that is manageable. You took the time to explain everything to me and went out of your way. On top of that, you are one of the sweetest, kindest people I’ve had the pleasure to work with.”
Contact us
Call us at
713-463-9572
E-mail us at
info@sterlinginsagency.com
Address
16365 Park Ten Place Ste 100 Houston Texas 77084
